Home ownership is not for everyone.
However, for those who want it but feel it is out of their reach because of income, there are options.
Since 1997, the Carlisle Housing Opportunities Corp. has been helping low- to moderate-income first-time homebuyers in Carlisle – those at 80 percent or less of area median income who haven’t owned in at least three years – live what its board president calls the “American dream.”
“Home ownership is the American dream and it should be the American dream of everybody, and everyone should have the opportunity to fulfill that dream,” said Jim Washington, who is also executive director of Hope Station.
In the Hope Station area of the borough, pride in ownership is pride in owning your own home, Washington said.
“It’s just good for people to own their own home,” he said. “Houses that are owned bring up the market value of the whole neighborhood. We don’t want people staying in public housing their whole life. We want people to graduate and use public housing as a stepping stone.”
And then maybe they use this starter home as a stepping stone to something else, he said Tuesday, standing inside 137 Lincoln St., a new home construction project CHOC has taken on in a joint partnership with Cumberland Valley Habitat for Humanity.
“We’re proud of our housing,” said Washington.